Plan your purchase
Land transfer tax calculator — Montreal and South Shore
Estimate 2026 transfer duties using your municipality, price and adjusted assessment. See each tax bracket and the official municipal source.
Rules checked September 11, 2026. Indicative estimates.
Your property
Estimated transfer duties
Brossard · 2026
- Taxable base used
- $600,000.00
Price-only estimate: duties may be higher if the adjusted assessment or stipulated consideration exceeds the price.
First purchase: potential Quebec credit
In 2026, a refundable credit may cover part of your transfer duties. Pay the municipal bill first.
Eligibility requirements to verify
- Quebec home acquired in 2026, registered and habitable; intended as your main residence within one year.
- From January 1, 2022 to the day before acquisition: no home you owned and occupied, nor one owned by your spouse that you occupied during your union.
- Quebec residency at year-end; transfer duties paid by you or your spouse.
Special cases, including disability-related purchases, require separate verification. This simulation does not determine eligibility.
Verified September 14, 2026. Revenu Québec (French) · Full rules (PDF, French)
| Taxable bracket ($) | Rate | Taxable portion | Duties |
|---|---|---|---|
| $0.00 – $62,900.00 | 0.5% | $62,900.00 | $314.50 |
| $62,900.00 – $315,000.00 | 1% | $252,100.00 | $2,521.00 |
| $315,000.00 – $500,000.00 | 1.5% | $185,000.00 | $2,775.00 |
| $500,000.00 and over | 3% | $100,000.00 | $3,000.00 |
| Total | $8,610.50 | ||
Example: when the assessment changes the taxable base
Suppose the price paid and the stipulated price are both $600,000. With a $590,000 assessment and a hypothetical comparative factor of 1.05, the adjusted assessment is $619,500. The brackets would apply to $619,500, the highest of the three amounts. This is an illustration, not the factor for a particular municipality.
Which documents should you have ready?
Use the assessment roll, the comparative factor for the year of transfer and the transaction amounts confirmed with your notary. Select the correct municipality: Saint-Hubert uses Longueuil’s schedule. Keep the municipal bill as your payment reference.
Why the price alone may not be enough
The taxable base is the highest of the consideration paid, the stipulated consideration and the statutory market value. For a property recorded on the roll, the latter is generally the assessment multiplied by the comparative factor applicable at transfer. The factor can change each year; a phased-in value used for property taxes is not automatically the value to use here.
Municipal rates and scope
This calculator uses verified 2026 rates for the listed municipalities. Saint-Hubert uses Longueuil’s rates. Montreal means the City of Montreal, not every municipality on the island. The tax is progressive: each rate applies only to the portion in that bracket.
The estimate excludes special transfers, supplementary duties, exemptions other than the base below $5,000, and other assistance. The optional home-ownership credit simulation is shown separately and does not reduce the municipal bill. Ask your notary about special situations. The municipality’s bill remains the reference; this tool does not calculate municipal or school property taxes.
Put your budget in context
Keep room for the notary, inspection, moving costs and a reserve for unexpected expenses. A payment estimate is only one part of deciding which property fits your plans.